by Dustin | Nov 24, 2022 | Buying, Mortgage, Resource
When it’s time to renew your mortgage, expect a renewal reminder from your lender. A mortgage renewal is when you take the remaining balance of your mortgage and start a new term at a new interest rate that’s hopefully lower. But before you sign those papers, consider...
by Dustin | Sep 12, 2022 | Resource, Buying, Mortgage
Starting your new life in a new country is very challenging. Some Canadian banks and lenders offer ways for new immigrants to obtain a mortgage and get into a home of their own. But even newcomer mortgages have specific guidelines and requirements that you must meet...
by Dustin | Sep 8, 2022 | News, Buying, Mortgage, Resource, Selling
On September 7, 2022, the Bank of Canada announced that overnight rates have increased to 3.25%, the bank rate to 3.5%, and the deposit rate to 3.25%. We’ve seen the Bank of Canada steadily hike interest rates throughout 2022, and the latest increase is part of its...
by Dustin | Jul 11, 2022 | Buying, Mortgage, Resource
Life is becoming quite expensive. You see it on your news feed, experience it at the gas pumps and in your local grocery store—everything keeps going up, and there’s no sign of relief. Unfortunately, this means your mortgage will likely be affected by inflation. Read...
by Dustin | Mar 22, 2022 | Buying, Mortgage, Resource
The job market is rebounding across Canada, even amid the pandemic. More job opportunities and quality positions are becoming available, giving ambitious workers a reason to consider changing jobs. This is great news for anyone not currently looking to get a mortgage....
by Dustin | Mar 10, 2022 | Resource, Buying, Mortgage
Maintaining a good credit score is incredibly important when working toward financial goals in life: buying or leasing a vehicle, and applying for student loans, personal loans, credit cards, or mortgages. Speaking about mortgage approvals. You’ve been working hard,...